:root{--bg:#f6f7f8;--fg:#14181d;--mut:#5c6672;--line:#dfe3e8;--acc:#0b4a8f;--acc2:#c8102e;
--card:#fff;--max:1180px}
*{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--fg);
font:16px/1.62 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue","Noto Sans SC","PingFang SC",Arial,sans-serif;
-webkit-text-size-adjust:100%}
a{color:var(--acc);text-decoration:none}a:hover{text-decoration:underline}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
header.site{position:sticky;top:0;background:rgba(246,247,248,.94);backdrop-filter:saturate(1.4) blur(6px);
border-bottom:1px solid var(--line);z-index:9}
.bar{display:flex;align-items:center;gap:22px;height:60px}
.logo{font-weight:800;font-size:18px;letter-spacing:-.02em;color:var(--fg)}
.logo b{color:var(--acc2)}
nav.top{display:flex;gap:18px;font-size:14.5px;flex-wrap:wrap}
nav.top a{color:var(--mut)}nav.top a:hover{color:var(--acc);text-decoration:none}
.lang{margin-left:auto;font-size:13.5px;border:1px solid var(--line);border-radius:7px;padding:6px 10px;
background:#fff;color:var(--fg)}
h1{font-size:clamp(28px,4.4vw,44px);line-height:1.14;letter-spacing:-.025em;margin:26px 0 12px;font-weight:800}
h2{font-size:clamp(20px,2.6vw,27px);letter-spacing:-.02em;margin:44px 0 14px;padding-top:8px;font-weight:750}
h3{font-size:17.5px;margin:26px 0 8px;font-weight:700}
p{margin:0 0 14px}
.lede{font-size:clamp(16px,1.35vw,18.5px);color:#23292f;max-width:92ch}
.lede strong{color:var(--fg)}
.sub{color:var(--mut);font-size:15px;margin-bottom:26px}
.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:1px;background:var(--line);
border:1px solid var(--line);border-radius:12px;overflow:hidden;margin:24px 0 8px}
.facts>div{background:#fff;padding:14px 16px}
.facts dt{font-size:12.5px;color:var(--mut);text-transform:uppercase;letter-spacing:.04em;margin:0 0 4px}
.facts dd{margin:0;font-size:15px;font-weight:650}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(276px,1fr));gap:14px;margin:12px 0 6px}
.grouph{font-size:12.6px;letter-spacing:.07em;text-transform:uppercase;color:var(--mut);
margin:26px 0 2px;padding-bottom:6px;border-bottom:1px solid var(--line);font-weight:700}
.card{background:var(--card);border:1px solid var(--line);border-radius:13px;padding:16px 16px 14px;
display:flex;flex-direction:column;min-height:186px;transition:box-shadow .16s,border-color .16s}
.card:hover{border-color:#c3ccd6;box-shadow:0 6px 22px -14px rgba(16,24,32,.45);text-decoration:none}
.card .k{font-size:11.5px;letter-spacing:.05em;text-transform:uppercase;color:var(--acc2);font-weight:700}
.card h3{margin:6px 0 6px;font-size:16.5px;line-height:1.3;color:var(--fg)}
.card p{font-size:13.5px;color:var(--mut);margin:0 0 10px;flex:1}
.card .go{font-size:13.5px;font-weight:650;color:var(--acc)}
table{width:100%;border-collapse:collapse;background:#fff;font-size:14px;margin:12px 0 6px;
border:1px solid var(--line);border-radius:12px;overflow:hidden}
th,td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:#eef1f5;font-size:12.6px;text-transform:uppercase;letter-spacing:.03em;color:#3b4552;font-weight:700}
tr:last-child td{border-bottom:0}
td:first-child{font-weight:650;white-space:nowrap}
.scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;border-radius:12px}
ol.steps{padding-left:0;list-style:none;counter-reset:s;margin:14px 0}
ol.steps>li{counter-increment:s;position:relative;padding:0 0 18px 46px}
ol.steps>li:before{content:counter(s);position:absolute;left:0;top:-2px;width:30px;height:30px;border-radius:50%;
background:var(--acc);color:#fff;font-weight:700;font-size:14px;display:grid;place-items:center}
ol.steps b{display:block;font-size:16px;margin-bottom:2px}
ol.steps span{color:var(--mut);font-size:14.5px}
details{background:#fff;border:1px solid var(--line);border-radius:11px;padding:2px 16px;margin:0 0 9px}
summary{cursor:pointer;font-weight:650;padding:11px 0;list-style:none;font-size:15.5px}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";float:right;color:var(--mut);font-weight:400}
details[open]summary:after{content:"–"}
details p{color:#333a41;font-size:14.8px;margin:0 0 12px}
.chips{display:flex;flex-wrap:wrap;gap:7px;margin:6px 0 12px}
.chip{background:#eef2f6;border:1px solid var(--line);border-radius:20px;padding:4px 11px;font-size:13px;color:#2c3540}
.cta{background:linear-gradient(180deg,#0b4a8f,#0a3f79);color:#fff;border-radius:14px;padding:22px 24px;margin:36px 0 8px}
.cta h2{margin:0 0 8px;color:#fff;font-size:22px}
.cta p{color:#d8e5f4;max-width:80ch;margin:0 0 14px}
.cta a.b{display:inline-block;background:#fff;color:#0b4a8f;font-weight:750;border-radius:9px;
padding:10px 16px;font-size:14.5px}
.cta a.b:hover{text-decoration:none}
footer.site{margin:52px 0 0;border-top:1px solid var(--line);padding:26px 0 40px;color:var(--mut);font-size:13.5px}
footer.site .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:18px;margin-bottom:16px}
footer.site h4{margin:0 0 8px;font-size:13px;text-transform:uppercase;letter-spacing:.04em;color:#3b4552}
footer.site ul{margin:0;padding:0;list-style:none}footer.site li{margin:0 0 5px}
.crumb{font-size:13px;color:var(--mut);margin:18px 0 -6px}
.crumb a{color:var(--mut)}
.note{background:#fff8ec;border:1px solid #f0dcb4;border-radius:11px;padding:12px 14px;font-size:14px;color:#5a4a24;margin:14px 0}
.term{border-bottom:1px solid var(--line);padding:14px 0}
.term h3{margin:0 0 4px;font-size:16px}
.term p{margin:0;font-size:14.8px;color:#333a41}
.two{display:grid;grid-template-columns:1fr 1fr;gap:22px}
@media(max-width:760px){.two{grid-template-columns:1fr}.bar{height:54px;gap:12px}nav.top{display:none}
.facts{grid-template-columns:1fr 1fr}td:first-child{white-space:normal}}